Pay less to get paid
Pay less to get paid
Reduce your payment costs and improve your margins without switching providers.
Reduce your payment costs and improve your margins without switching providers.
Reduce your payment costs and improve your margins without switching providers.
Free Assessment
No Commitment
For North American Businesses
Card Processing Statement
July 2026
Gross Card Sales
$170,572.28
Interchange Fees
Optimized
Assessment Fees
$344.87
Processor Markup
Negotiated
Currency Conversion Fees
Optimized
PCI Non-Compliance Fees
Removed
Illustrative example only. Actual savings vary based on your payment setup.
Card Processing Statement
July 2026
Gross Card Sales
$170,572.28
Interchange Fees
Optimized
Assessment Fees
$344.87
Processor Markup
Negotiated
Currency Conversion Fees
Optimized
PCI Non-Compliance Fees
Removed
Illustrative example only. Actual savings vary based on your payment setup.
Yearly Cost Savings
$12,805.70
Yearly Cost Savings
$12,805.70
Payment Cost Reduction
20%
Free Assessment
No Commitment
For North American Businesses
Your business grew.
Your payment pricing should reflect it.
More card volume should mean better payment pricing. But better pricing rarely comes automatically.
Simple pricing doesn't mean transparent pricing
Flat rate and tiered pricing roll many costs into a few broad categories. We separate the cost of accepting each payment from your provider’s markup, so you can see where the money goes.
Simple pricing doesn't mean transparent pricing
Flat rate and tiered pricing roll many costs into a few broad categories. We separate the cost of accepting each payment from your provider’s markup, so you can see where the money goes.
Get unnecessary fees off your bill
From PCI compliance fees to provider charges that look like card network fees, we check what you’re paying for and work with your provider to remove unnecessary charges.
Get unnecessary fees off your bill
From PCI compliance fees to provider charges that look like card network fees, we check what you’re paying for and work with your provider to remove unnecessary charges.
Lower the bill, not just the rate
A competitive rate can still leave you paying more than you should. Per-transaction fees take a larger share of smaller sales. A tip adjustment can add a fee if handled incorrectly. Missing transaction details can make some business card payments more expensive. We review the full bill and the setup behind it to find savings beyond the quoted rate.
Lower the bill, not just the rate
A competitive rate can still leave you paying more than you should. Per-transaction fees take a larger share of smaller sales. A tip adjustment can add a fee if handled incorrectly. Missing transaction details can make some business card payments more expensive. We review the full bill and the setup behind it to find savings beyond the quoted rate.
Lower the bill, not just the rate
A competitive rate can still leave you paying more than you should. Per-transaction fees take a larger share of smaller sales. A tip adjustment can add a fee if handled incorrectly. Missing transaction details can make some business card payments more expensive. We review the full bill and the setup behind it to find savings beyond the quoted rate.
wherever you sell
Pay less
Selling across borders? Miovapay specializes in cross border payments.
International Cards
Currency Conversion
International customers can come with extra fees.
An international card can carry extra fees even when your customer pays in your currency. Some charges come from the card networks. Others may be added by your provider. We separate the two and work with your provider to lower its markup.
wherever you sell
Pay less
Selling across borders? Miovapay specializes in cross border payments.
International Cards
Currency Conversion
International customers can come with extra fees.
An international card can carry extra fees even when your customer pays in your currency. Some charges come from the card networks. Others may be added by your provider. We separate the two and work with your provider to lower its markup.
Your payments.
Our expertise.
Your dedicated payments expert.
We find the savings, handle the changes and keep your costs in check - all with your existing provider.
1
Know what you could save
Find out if you could be paying less by answering a few questions. Then share three recent statements to see where you’re overpaying, what could change and how much you could save. You’ll receive your assessment within two business days. The review is free. You decide whether to proceed.
1
Know what you could save
Find out if you could be paying less by answering a few questions. Then share three recent statements to see where you’re overpaying, what could change and how much you could save. You’ll receive your assessment within two business days. The review is free. You decide whether to proceed.
2
Turn those opportunities into savings
Lower your costs without spending hours on provider calls and follow-ups. Once you decide to proceed, we build the plan, handle provider discussions and guide your team through any changes they need to make. We then verify the savings on your statements.
2
Turn those opportunities into savings
Lower your costs without spending hours on provider calls and follow-ups. Once you decide to proceed, we build the plan, handle provider discussions and guide your team through any changes they need to make. We then verify the savings on your statements.
3
Don’t let new fees undo your savings
A better pricing today may not fit your business tomorrow. New fees, rate increases and changes in your payment activity can erode your savings. We review your statements monthly, verify your savings and pursue corrections and refunds where owed. As your business grows, we make sure your pricing and setup keep up.
3
Don’t let new fees undo your savings
A better pricing today may not fit your business tomorrow. New fees, rate increases and changes in your payment activity can erode your savings. We review your statements monthly, verify your savings and pursue corrections and refunds where owed. As your business grows, we make sure your pricing and setup keep up.
Find out where you could be paying less.
No statements needed to start.
Work directly with FeeSwipe's founder
Work directly with FeeSwipe's founder
Hi! I’m Antsa, miovapay’s founder. I bring over a decade of experience in banking and fintech - including 6 years at PayPal - specializing in payments, cost optimization and foreign exchange (FX).
I personally lead your review and work with your existing provider to implement improvements. Miovapay takes no commissions from payment providers, so every recommendation is made with your business in mind.
Hi! I’m Antsa, FeeSwipe's founder. I bring over a decade of experience in banking and fintech - including 6 years at PayPal - specializing in payments, cost optimization and foreign exchange (FX).
I personally lead your review and work with your existing provider to implement improvements. FeeSwipe takes no commissions from payment providers, so every recommendation is made with your business in mind.
Pay from your savings
Your initial assessment is free. We show both options using your estimated savings, including our fee and what your business would keep.
No upfront fee
$0 upfront
Then 50% of verfied savings for 12 months
You keep 50% of verified savings the first year.
No verified savings, no fee
Pay upfront, share less
Custom Upfront Fee
Then 30% of verified savings for 12 months
You keep 70% of verified savings the first year.
Upfront fee agreed before you commit, based on your payment setup’s complexity
Lower total fee when savings justify the upfront payment
No upfront fee
$0 upfront
Then 50% of verfied savings for 12 months
You keep 50% of verified savings the first year.
No verified savings, no fee
Pay upfront, share less
Custom Upfront Fee
Then 30% of verfied savings for 12 months
You keep 70% of verified savings the first year.
Upfront fee agreed before you commit, based on your payment setup’s complexity
Lower total fee when savings justify the upfront payment
No upfront fee
$0 upfront
Then 50% of verfied savings for 12 months
For businesses that prefer to fund the work entirely through results
No savings, no fee
50% of savings shared for the first 12 months
Pay upfront, share less
Custom Upfront Fee
Then 30% of verified savings for 12 months
For businesses that prefer an upfront payment and a lower savings share
Reduced savings share for the first 12 months
Upfront fee based on your payment setup’s complexity
Typically recommended when expected savings are substantial
Both options include detailed analysis, provider discussions, implementation support and monthly monitoring for 12 months
What to know before you start saving
1
Do I need to switch payment providers?
3
We only sell locally. Is miovapay for us?
4
How much work will my team need to do?
5
Can we work together in French?
2
We already negotiated our rates. Can you still help?
What to know before you start saving
1
Do I need to switch payment providers?
3
We only sell locally. Is miovapay for us?
4
How much work will my team need to do?
5
Can we work together in French?
2
We already negotiated our rates. Can you still help?
What to know before you start saving
1
Do I need to switch payment providers?
3
We only sell locally. Is miovapay for us?
4
How much work will my team need to do?
5
Can we work together in French?
2
We already negotiated our rates. Can you still help?
Could you be paying less?
Answer a few questions to see where you could save. No statements needed to start.
Free initial assessment.
Could you be paying less?
Answer a few questions to see where you could save. No statements needed to start.
Free initial assessment.
Could you be paying less?
Answer a few questions to see where you could save. No statements needed to start.
Free initial assessment.